{"id":134932,"date":"2024-01-19T06:45:12","date_gmt":"2024-01-19T06:45:12","guid":{"rendered":"https:\/\/dailytalks.org\/?p=134932"},"modified":"2024-01-19T06:45:12","modified_gmt":"2024-01-19T06:45:12","slug":"are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores","status":"publish","type":"post","link":"https:\/\/dailytalks.org\/?p=134932","title":{"rendered":"Are &#8220;buy now pay later&#8221; plans really helping to raise people&#8217;s credit scores?"},"content":{"rendered":"<p>With gift-buying season upon us along with inflation, record numbers of Americans are turning to buy now pay later (BNPL) plans to avoid paying the full cost of items upfront. And according to a recent survey by data company PYMNTS, more than a third of them think it\u2019s helping their credit scores.Read more&#8230;<br \/><a href=\"https:\/\/qz.com\/are-buy-now-pay-later-plans-really-helping-to-raise-p-1851078993\" class=\"button purchase\" rel=\"nofollow noopener\" target=\"_blank\">Read More<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>With gift-buying season upon us along with inflation, record numbers of Americans are turning to<\/p>\n","protected":false},"author":1,"featured_media":134933,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-134932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-americas"],"featured_image_urls":{"full":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"thumbnail":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores-150x150.jpg",150,150,true],"medium":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores-300x195.jpg",300,195,true],"medium_large":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"large":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"1536x1536":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"2048x2048":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"chromenews-featured":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"chromenews-large":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores.jpg",636,414,false],"chromenews-medium":["https:\/\/dailytalks.org\/wp-content\/uploads\/2024\/01\/134932-are-buy-now-pay-later-plans-really-helping-to-raise-peoples-credit-scores-590x410.jpg",590,410,true]},"author_info":{"display_name":"Jonathan Jeriah","author_link":"https:\/\/dailytalks.org\/?author=1"},"category_info":"<a href=\"https:\/\/dailytalks.org\/?cat=41\" rel=\"category\">Americas<\/a>","tag_info":"Americas","comment_count":"0","_links":{"self":[{"href":"https:\/\/dailytalks.org\/index.php?rest_route=\/wp\/v2\/posts\/134932","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dailytalks.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dailytalks.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dailytalks.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dailytalks.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=134932"}],"version-history":[{"count":0,"href":"https:\/\/dailytalks.org\/index.php?rest_route=\/wp\/v2\/posts\/134932\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dailytalks.org\/index.php?rest_route=\/wp\/v2\/media\/134933"}],"wp:attachment":[{"href":"https:\/\/dailytalks.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=134932"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dailytalks.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=134932"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dailytalks.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=134932"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}