January 31, 2026
Stellar in 2025: How XLM Cemented Its Role as a Global Payments and RWA Network

TLDR: Stellar in 2025 strengthened its payment rails by prioritizing low fees, speed, and accessibility across markets. Soroban smart contracts matured in 2025, supporting live dApps and practical use beyond experimental deployments. Real-world asset tokenization expanded on Stellar, enabling compliant on-chain treasuries and financial instruments. Institutional users continued building on Stellar in 2025…
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